How quickly can I get connected with a lender?

Most applicants receive lender matches within 2-5 minutes of submitting their information. Our advanced matching system works 24/7 to connect you with appropriate lenders in our network.

Does applying through PaydayRise affect my credit score?

Submitting your information through PaydayRise for lender matching does not impact your credit score. However, if you choose to proceed with a specific lender, they may perform their own credit check.

Turn Financial Stress Into Financial Success

Q: Are there any fees for using PaydayRise's matching service?

PaydayRise's lender matching service is completely free for borrowers. There are no fees, charges, or hidden costs for getting connected with lenders.

Life's unexpected moments don't wait for payday. Get fast access to the emergency funds you need through our trusted network of Tennessee lenders.

Bank-Level Security

256-bit SSL Encryption

Lightning Fast

2-Minute Application

Trusted Network

Verified Lenders Only

Get Your Cash Solution in Minutes

Safe, secure, and completely free

How much do you need?

First Name

Last Name

Email Address

Your information is secure and confidential

No impact to your credit score

Why Memphis Residents Trust PaydayRise

We've streamlined the loan process to get you the funds you need faster than traditional methods

Instant Solutions

Skip the endless paperwork and waiting. Our streamlined process gets you approved and funded faster than traditional bank loans.

Better Access

Get access to loans even when banks say no. Our specialized network works with borrowers across all credit situations and employment types.

Memphis-Focused Service

We understand the unique financial landscape of Memphis and Tennessee. Local expertise, personal touch, real solutions.

Meet Aurora Summers, Your Memphis Financial Advocate

As a Memphis native who understands the unique financial challenges our community faces, Aurora founded PaydayRise with a simple mission: connect hardworking Tennesseans with trustworthy lending solutions when they need them most.

Community Focused

Born and raised in Memphis, Aurora understands the real financial pressures facing local families and workers.

Trusted Expertise

Over a decade of experience in financial services, dedicated to ethical lending practices and transparent solutions.

"Everyone deserves access to fair financial solutions during tough times. That's why I personally ensure our network maintains the highest standards for integrity and customer care."

Aurora Summers, Founder & CEO

Have questions? Aurora is here to help:

(901) 527-6275 | [email protected]

A Team That Cares About Your Success

Behind every successful loan application is our dedicated Memphis team, working tirelessly to ensure you get the financial help you need quickly and efficiently.

Personal Attention

Aurora personally trains every team member to understand the real challenges facing Memphis families, ensuring you receive compassionate, knowledgeable service.

Always Available

Our team works around the clock to ensure your application gets the attention it deserves, with real people ready to help when you need support most.

Local Understanding

We're not just a faceless corporation. We're your Memphis neighbors who understand the local economy and the unique financial pressures you face.

Proven Results

Our experienced team has helped thousands of Memphis residents access the funds they need, building a track record of trust and reliability in our community.

Aurora Summers working with PaydayRise team member

Memphis Team

Your Path to Financial Relief

Three simple steps between you and emergency funding

Submit Your Information

Tell us how much you need and provide basic details. Takes less than 2 minutes and won't impact your credit score to get started.

Get Approved Fast

Our system immediately processes your application and gets you access to available loan options that fit your specific financial situation.

Receive Your Funds

Once approved, review your loan terms and receive your funds as soon as the next business day directly into your bank account.

Multiple Loan Solutions Available

Whatever your emergency, we help you access the right financial solution for your situation

Payday Advances

Quick access to cash before your next paycheck arrives. Perfect for unexpected bills and emergency expenses.

Installment Loans

Larger amounts with flexible repayment schedules. Spread your payments over time to fit your budget.

Cash Advances

Immediate cash solutions for urgent financial needs. Fast processing and quick access to funds.

Personal Loans

Versatile funding options for life's bigger expenses. Competitive rates for qualified borrowers.

Don't Let Financial Stress Control Your Life

Take the first step toward financial peace of mind. Our trusted lender network is ready to help you get back on track.

Start Your Application

Frequently Asked Questions

Everything you need to know about our lender matching service

Most applicants receive loan decisions within 2-5 minutes of submitting their information. Our streamlined system works 24/7 to process applications and get you access to available loan options quickly.

Submitting your information through PaydayRise for loan consideration does not impact your credit score. However, if you proceed with a loan offer, the lender may perform their own credit check as part of their approval process.

To get started, you'll need basic information including your desired loan amount, name, and email address. Our lending partners may request additional documentation such as proof of income, bank statements, and identification to complete their approval process.

PaydayRise's loan access service is completely free for borrowers. There are no fees, charges, or hidden costs for getting access to loan opportunities. Any loan terms, rates, or fees come directly from the lenders themselves.

Our network includes multiple lenders with varying approval criteria. If one lender doesn't approve your application, we can often provide access to alternative lenders who may be a better fit for your specific financial situation and needs.

Visit Our Memphis Office

Experience the difference of working with a local team that truly understands your needs

77 Adams Ave, Memphis, TN 38103

We're Here When You Need Us Most

Questions? Concerns? Our Memphis-based team is ready to help you navigate your financial options

Send Us a Message

Your Name

Email Address

Subject

How can we help?

Call Us Anytime

(901) 527-6275

Available 24/7 for emergencies

Email Support

[email protected]

Response within 2 hours

Visit Our Office

77 Adams Ave
Memphis, TN 38103

Monday - Friday: 9AM - 6PM

Our Memphis Location

Serving Memphis Metro Areas

Downtown Memphis (38103, 38104)
Midtown (38104, 38111, 38112)
East Memphis (38115, 38119, 38120)
South Memphis (38106, 38109, 38116)

Germantown (38138, 38139)
Collierville (38017, 38027)
Bartlett (38002, 38133, 38135)
Cordova (38016, 38018)

Emergency Access: Need help outside business hours? Call our 24/7 emergency line for urgent financial assistance.

Agreement to Terms

By accessing and using PaydayRise's services, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using our services.

Service Description

PaydayRise provides loan matching services connecting borrowers with third-party lenders offering payday loans, installment loans, cash advances, and personal loans ranging from $100 to $5,000. We do not make loans or credit decisions.

Eligibility Requirements

To use our services, you must be at least 18 years old, have a valid email address, maintain an active bank account, and meet other criteria established by participating lenders.

User Obligations

You agree to provide accurate and complete information, use our services only for lawful purposes, and comply with all applicable laws and regulations. Misrepresentation of information may result in service termination.

Lender Relationships

All loan terms, interest rates, fees, and repayment schedules are determined solely by participating lenders. PaydayRise does not guarantee loan approval or specific terms. We act only as a matching service.

Limitation of Liability

PaydayRise shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our services or relationships with matched lenders.

Dispute Resolution

Any disputes arising from these terms shall be resolved through binding arbitration in Memphis, Tennessee, in accordance with the rules of the American Arbitration Association.

Changes to Terms

We reserve the right to modify these terms at any time. Continued use of our services constitutes acceptance of any changes. We will notify users of material changes via email or website notice.

Governing Law

These terms are governed by the laws of the State of Tennessee and applicable federal laws. Any legal proceedings must be conducted in Memphis, Tennessee.

Last updated: June 2025